Question 1

What is ROI Plan MLM?

Accepted Answer

ROI (Return on Investment) Plan MLM is a compensation structure where members invest money and earn fixed or variable returns over a specific period, along with MLM commissions for recruiting other investors. Members typically earn: Daily/weekly/monthly ROI (e.g., 1-3% daily or 10-30% monthly), Referral bonuses for bringing new investors, Level commissions from downline investments, and Matching bonuses from team performance.

Question 2

How does ROI MLM plan work?

Accepted Answer

Members join by investing a specific amount (e.g., ₹10,000 to ₹10,00,000). The company promises returns based on business activities (trading, mining, staking, etc.). Typical structure: Investment packages with different ROI rates, Daily/weekly/monthly profit distribution, Contract period (30-365 days), Principal returned at maturity or reinvested, MLM commissions on top of ROI. Members earn both from their investment returns and network building.

Question 3

Is ROI Plan MLM legal in India?

Accepted Answer

CRITICAL WARNING: ROI MLM plans carry EXTREMELY HIGH legal risk in India. To operate legally: Must have genuine profit-generating business (not Ponzi scheme), Cannot promise GUARANTEED returns (violates SEBI regulations), Must comply with RBI guidelines for public fund collection, Cannot use new investor money to pay old investors, Must register with RoC and obtain necessary licenses, Requires clear risk disclosure, Must follow Prize Chits and Money Circulation Schemes (Banning) Act, 1978. Many ROI MLMs have been shut down by authorities. MANDATORY legal consultation required.

Question 4

What are the risks of ROI MLM plans?

Accepted Answer

SEVERE RISKS: Very high probability of being classified as Ponzi/pyramid scheme, Criminal liability under Money Circulation Act, SEBI/RBI/Police action and company shutdown, Loss of all investor funds if business fails, Reputation damage and social consequences, Difficulty sustaining high ROI promises long-term, Market saturation leading to collapse, Negative media coverage affecting recruitment. ONLY proceed with: Genuine business generating real profits, Conservative ROI promises, Strong legal foundation, Full transparency and audited accounts.

Question 5

What is the difference between legitimate ROI MLM and Ponzi scheme?

Accepted Answer

LEGITIMATE ROI MLM: Real business operations (verified trading, mining, staking), ROI varies based on actual performance, Realistic returns (5-15% annually), Transparent operations with audited accounts, Registered with authorities, Focus on products/services + investment. PONZI SCHEME: No real business or fake operations, Uses new money to pay old investors, Unrealistic guaranteed returns (2-3% daily = 700%+ annual), Opaque operations, no audits, Unregistered or fraudulent registration, Pure recruitment focus. Most "ROI MLMs" fall into Ponzi category.

Question 6

How much does ROI Plan MLM software cost?

Accepted Answer

ROI Plan MLM software development at EifaSoft starts from ₹5,50,000 for basic features including ROI calculation engine, investment tracking, automated distribution, and compliance features. Advanced features like trading platform integration, crypto wallet, smart contracts, advanced analytics, and mobile apps can cost ₹9,00,000 to ₹25,00,000. Legal compliance setup is additional ₹3-7 lakhs. Higher cost reflects regulatory complexity and risk mitigation features.

Question 7

What ROI rates are sustainable for MLM businesses?

Accepted Answer

REALISTIC ROI expectations: Conservative: 0.5-1% daily (15-30% monthly, 180-365% annual) - VERY DIFFICULT to sustain, Moderate: 5-10% monthly (60-120% annual) - Requires exceptional business performance, Sustainable: 1-2% monthly (12-24% annual) - Realistic for genuine businesses. WARNING: Promises of 2-3% daily (60-90% monthly, 700-1000%+ annual) are IMPOSSIBLE to sustain and indicate fraud. Real businesses rarely generate such returns consistently.

Question 8

What features should ROI MLM software have?

Accepted Answer

Essential features: Investment package management, ROI calculation engine (daily/weekly/monthly), Automated profit distribution, Investment maturity tracking, Principal withdrawal management, Referral commission automation, Multi-level commission calculation, Portfolio tracking & analytics, Risk disclosure system, KYC/AML compliance, Withdrawal limits & controls, ROI adjustment tools (based on actual performance), Transaction audit trail, Payment gateway integration, and Admin dashboard with profit/loss tracking.

Question 9

How long does ROI MLM software development take?

Accepted Answer

Basic ROI MLM software takes 8-12 weeks including investment tracking, ROI engine, commission calculation, and basic compliance. Complex systems with trading integration, crypto features, smart contracts, advanced analytics, mobile apps, and full compliance can take 14-20 weeks. Legal documentation and compliance setup require additional 3-4 weeks. We include thorough testing of ROI calculations and failsafe mechanisms for unsustainable scenarios.

Question 10

Does EifaSoft provide legal support for ROI MLM?

Accepted Answer

We provide software development ONLY, not legal services. However, we: Include compliance features (KYC, AML, audit trails, risk disclosures), Provide document templates for terms & conditions, Build reporting tools for regulatory compliance, Can connect you with MLM legal experts in India, Advise on software-level risk mitigation. CRITICAL: We STRONGLY RECOMMEND against launching ROI MLM without: Independent legal opinion from MLM attorneys, Genuine business operations generating real profits, Conservative ROI promises, Full regulatory compliance. We cannot guarantee legal safety.

ROI Plan MLM Software

⚠️ CRITICAL LEGAL WARNING - EXTREMELY HIGH RISK

What is ROI Plan MLM? (Legal Model)

How Legal ROI MLM Works

Investment in Business

Real Business Operations

Profit Distribution

Network Commissions

Sustainable vs Unsustainable ROI

ROI MLM Income Opportunities

ROI (Return on Investment)

Direct Referral Bonus

Level Commission

Re-investment Bonus

Rank Achievement

Matching Bonus

ROI MLM Software Features

ROI Features

Compliance Features

Business Features

ROI MLM Software Pricing

Basic

Professional

Enterprise

Frequently Asked Questions

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